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Small Business Administration approves individual disaster assistance loans after Hurricane Michael

Chip Brownlee | The Trace

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Individuals in six Alabama counties affected by Hurricane Michael in October can now apply for individual assistance from the U.S. Small Business Administration.

Gov. Kay Ivey announced the new assistance Wednesday..

SBA Administrator Linda McMahon made the loans available in response to a letter Ivey on Nov. 16. Ivey had requested a disaster declaration by the SBA.

Individuals in Geneva and Houston Counties, and the adjacent counties of Coffee, Covington, Dale and Henry, in Alabama, will be able to pursue the loans for individual assistance.

Holmes, Jackson and Walton counties in Florida, and Early and Seminole counties in Georgia, also apply.

“The SBA is strongly committed to providing the people of Alabama with the most effective and customer-focused response possible to assist businesses of all sizes, homeowners and renters with federal disaster loans,” McMahon said. “Getting businesses and communities up and running after a disaster is our highest priority at SBA.”

Ivey said she appreciates the Small Business Administration for approving her request for assistance for communities in the Wiregrass affected by Hurricane Michael.

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“We know that there are many individuals and businesses that will benefit from the federal disaster loans that SBA offers as they try to recover from this disaster,” Ivey said. “I encourage those in eligible counties to take advantage of this considerate assistance.”

SBA’s Customer Service Representatives will be available at the Disaster Loan Outreach Centers to answer questions about the disaster loan program and help individuals complete their applications.

  • Geneva County: Slocomb Volunteer Fire Department. Opens Tuesday, Nov. 27, at 11 a.m. Open Money–Friday 9 a.m. to 6 p.m. and Saturdays 10 a.m. to 2 p.m. Closes Dec. 8 at 2 p.m.
  • Houston County: Gordon Senior Citizens Building. Opens Tuesday, Nov. 27, at 11 a.m.. Open Monday–Friday 8 a.m. to 5 p.m. and Saturdays 9 a.m. to noon. Closes Dec. 8 at noon.

“Businesses and private nonprofit organizations may borrow up to $2 million to repair or replace disaster damaged or destroyed real estate, machinery and equipment, inventory, and other business assets,” said SBA’s Alabama District Director Tom Todt.

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The SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster for small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations.

Economic Injury Disaster loans are available regardless of whether the business suffered any physical property damage.

“Loans up to $200,000 are available to homeowners to repair or replace damaged or destroyed real estate,” said Kem Fleming, center director of SBA’s Field Operations Center East in Atlanta. “Homeowners and renters are eligible for loans up to $40,000 to repair or replace damaged or destroyed personal property.”

Interest rates are as low as 3.675 percent for businesses, 2.5 percent for nonprofit organizations, and 2 percent for homeowners and renters with terms up to 30 years.

The SBA sets loan amounts and terms based on the applicants’ financial condition.

“We are so appreciative of the SBA approving the Governor’s request to assist communities ravaged by Hurricane Michael. SBA assistance will provide an option for individuals to repair damage to their homes and businesses caused by the storm,” said Alabama EMA Director Brian Hastings. “Those who received damaged from Hurricane Michael or have questions about SBA assistance in the declared counties should contact the SBA or stop by the Disaster Loan Outreach Center to inquire about assistance.”

The loan amount increase can be up to 20 percent of the physical damages as verified by the SBA. Loans can also be used for eligible mitigation improvements like safe rooms or storm shelters to protect property and residents from future storms.

Applicants may apply online using the Electronic Loan Application via the SBA’s secure website at DisasterLoan.sba.gov.

Businesses and individuals may also obtain information and loan applications by calling the SBA’s Customer Service Center at 1-800-659-2955 (1-800-877-8339 for the deaf and hard-of-hearing), or by emailing [email protected]

Loan applications can also be downloaded at www.sba.gov. Completed applications should be returned to the centers or mailed to: U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.

The filing deadline to return applications for physical property damage is Jan. 22, 2019.

The deadline to return economic injury applications is Aug. 20, 2019.

 

Chip Brownlee is a former political reporter, online content manager and webmaster at the Alabama Political Reporter. He is now a reporter at The Trace, a non-profit newsroom covering guns in America.

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Retired U.S. Marines general endorses Doug Jones

Krulak, a Republican, served as the 31st commandant of the U.S. Marine Corps and as a member of the Joint Chiefs of Staff.

Eddie Burkhalter

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Retired United States Marine Corps Gen. Charles Krulak has endorsed Sen. Doug Jones, D-Alabama.

Retired United States Marine Corps Gen. Charles Krulak has endorsed Sen. Doug Jones, D-Alabama, the incumbent senator’s campaign announced Tuesday. 

Krulak, a Republican, served as the 31st commandant of the U.S. Marine Corps and as a member of the Joint Chiefs of Staff. He’s also the former president of Birmingham-Southern College. 

“Although I am a life-long Republican, I’m urging you to vote for Doug Jones. His work on the Armed Services Committee supports our veterans and military families, and ensures that we have the best equipped military in the world,” Krulak said in a new ad from Jones’s campaign. “Senator Doug Jones’ strong record of getting things done for Alabama and our military has earned our vote.” 

Jones in 2018 filed an amendment to make U.S. Department of Veterans Affairs reports on VA-run nursing homes public, and in 2019, introduced legislation that eliminated the Military Widow’s Tax, which impacted an estimated 2,000 surviving military spouses in Alabama alone.

In September, Jones introduced a bipartisan bill to address veteran suicide.

Krulak commanded a platoon and two rifle companies during his two tours of duty in Vietnam, according to his U.S. Marine Corps University biography. He was assigned duty as the deputy director of the White House Military Office in September 1987.

Krulak was promoted to General on June 29, 1995, and became the 31st commandant of the Marine Corps on July 1, 1995. He retired from the Marine Corps in June 1999.

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Crime

Alabama inmate dies after inmate-on-inmate assault

Edwin Wells, 29, died on Oct. 10 from injuries during an apparent inmate-on-inmate assault at the Easterling Correctional Facility, the Alabama Department of Corrections confirmed on Tuesday. 

Eddie Burkhalter

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(STOCK PHOTO)

A Prattville man became at least the 19th Alabama inmate to have died this year in a state prison of circumstances that were avoidable. 

Edwin Wells, 29, died on Oct. 10 from injuries during an apparent inmate-on-inmate assault at the Easterling Correctional Facility, the Alabama Department of Corrections confirmed on Tuesday. 

Wells death makes at least the 19th inmate to have died from either suicide, drug overdoses or homicide, according to records kept by the ACLU of Alabama’s Campaign for Smart Justice. His death is at least the seventh suspected homicide in state prisons this year. 

ADOC doesn’t typically publish information on an inmate death unless a reporter discovers the death through other means and requests the information, with the expectation of deaths of inmates who tested positive for COVID-19, which the department does regularly release. 

“The ADOC condemns all violence in its facilities, and the fatal actions taken against Wells by another inmate are being thoroughly investigated,” said ADOC spokeswoman Samantha Rose in a message to APR. “Wells’s exact cause of death is pending a full autopsy, and more information will be available upon the conclusion of the investigation into his death.”

A U.S. Department of Justice report in April 2019 found that Alabama’s overcrowded, understaffed prisons for men were likely in violation of the Constitution’s Eighth Amendment and its prohibition on cruel and unusual punishment, and that ADOC regularly failed to protect inmates from sexual and physical violence perpetrated by other inmates.

An expected followup report by the Department of Justice in July detailed why the federal government believes systemic use of excessive force within Alabama’s prisons for men violates the Eighth Amendment. 

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As of Tuesday, at least 29 state inmates and two prison workers have died after testing positive for COVID-19. There have been 453 confirmed coronavirus cases among inmates and 429 among prison staff as of Oct. 14, according to ADOC.

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Infrastructure

Alabama’s Black Belt lacks quality internet access, report finds

Twenty-two of 24 Black Belt counties are below the statewide average of 86 percent of the population who have access to high-speed internet, and two Black Belt Counties — Perry and Chocktaw — have no access at all. 

Eddie Burkhalter

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During an online video briefing Monday on a report about a lack of internet access in Alabama’s Black Belt, University of Alabama student Brad Glover warned reporters that he could get kicked off the briefing at any moment. 

That’s because he was talking during the video briefing by way of audio only, using his cell phone, as he does not have access to high-speed internet access at his Linden, Alabama, home in the Black Belt’s Marengo County. 

The COVID-19 pandemic that sent students home to study online left many in the Black Belt and other rural parts of Alabama in the lurch, without access to the high-speed internet enjoyed by so many other Americans, according to the latest report in the University of Alabama’s Education Policy Center’s Black Belt 2020 series. 

The latest report, titled “Internet Access Disparities in Alabama & the Black Belt,” found that 22 of 24 Black Belt counties, as defined by the Education Policy Center, are below the statewide average of 86 percent of the population who have access to high-speed internet, and two Black Belt Counties — Perry and Chocktaw — have no access at all. 

“It is still a terrible struggle for me to connect to get the things done that are required,” said Glover, who interned with the Education Policy Center. 

Stephen Katsinas, director of the Education Policy Center, said that in the 1930s, nine of ten rural homes lacked the electric service that urban American homes, by that point, had for 40 years. 

“The Rural Electrification Act was passed to address this abject market failure,” Katsinas said. “Today, as the COVID pandemic has shown, access to high-speed internet is as essential to rural Alabama as the REA was in the 1930s. Alabama must directly address the market failures that exist today to bring high-speech internet to every rural Alabamian, so that our rural workforce can access the lifelong learning skills they need, and our rural businesses can compete globally.” 

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The COVID-19 pandemic has also spotlighted the need to expand the growing area of telemedicine. 

Dr. Eric Wallace, medical director of Telehealth at UAB, told reporters during the briefing Monday that patients are largely doing telehealth from their homes, and explained that disparities in access to high-speed internet present a problem for them. 

“Since the COVID-19 pandemic began, UAB has done approximately 230,000 telehealth visits, and 60 percent of those were done by video,” Wallace said. 

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“Forty percent are audio only, and why is audio only? It’s because we do not have broadband,” Wallace said. “So it’s not just broadband. It’s broadband. It’s tech literacy. Socioeconomics, to have a device in your home. It’s all of that.”

Wallace said that the coronavirus crisis has made clear that telemedicine is a “100 percent necessity” and that patient satisfaction studies make clear it’s not going anywhere. 

The reasons for disparities in access to high-speed internet are myriad, explained Noel Keeney, one of the authors of the report and a graduate research assistant at the Education Policy Center. 

Keeney noted a study by BroadbandNow that estimates there are 154 internet providers in Alabama, but there are 226,000 Alabamians living in counties without a single provider, and 632,000 in counties with just a single provider. 

Even for those with access to internet providers, Keeney said that just approximately 44.4 percent of Alabamians have internet access at a cost of $60 monthly or below. 

“If we really care about our rural areas, we need to make an investment, and it needs to cut off that cost at a very low rate,” Wallace said. 

Katsnias said there’s a growing consensus on the part of Alabama’s political leaders that access to high-speed internet is an important issue, noting that Gov. Kay Ivey in March 2018, signed into law the Alabama Broadband Accessibility Act, which has given internet access to nearly 100,000 Alabama students. 

“In March, Gov. Ivey awarded $9.5 million in broadband expansion grants, with a significant amount going to Black Belt communities,” the report reads. “This was followed by $5.1 million in additional grants in May.” 

“The State of Alabama also allocated $100 million in federal CARES Act-related dollars for “equipment and service for broadband, wireless hot spots, satellite, fixed wireless, DSL, and cellular-on-wheels to increase access for K-12 students undergoing distance learning,” the report continues. 

An additional $100 million in CARES Act funds were made available to facilitate virtual learning across Alabama’s K-12 schools, researchers wrote in the report, and another $72 million in federal aid went to the state’s colleges and universities. 

Katsinas said however those federal funds are spent, the state still needs a long term plan for how to address the disparities in access to high-speed internet. 

“We need a long term plan and we need to do what we can do immediately,” Katsinas said

Read more of the Education Policy Center’s reports in the “Black Belt 2020” series here.

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Economy

Governor announces auto supplier IAC plans Alabama expansion

IAC is committing $34.3 million in new capital investment to expand its new manufacturing facility located in Tuscaloosa County.

Brandon Moseley

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(STOCK PHOTO)

Gov. Kay Ivey announced Monday that International Automotive Components Group North America Inc. plans to invest over $55.9 million in expansion projects that will create 182 jobs at two Alabama facilities.

“International Automotive Components is a leading global auto supplier, and I am pleased that this world-class company is growing significantly in Alabama and creating good jobs in Cottondale and Anniston,” Ivey said. “IAC’s growth plans show that Alabama’s dynamic auto industry continues to expand despite today’s challenging environment.”

Nick Skwiat is the executive vice president and president of IAC North America.

“Alabama was the logical choice due to its skilled workforce and proximity to the customer,” Skwiat said. “We are excited to see the continued growth of the automotive industry in Alabama and we plan to grow right along with it. We thank the Governor and Secretary Canfield for their leadership in this sector.”

IAC is committing $34.3 million in new capital investment to expand its new manufacturing facility located in Tuscaloosa County. This facility will produce door panels and overhead systems for original equipment manufacturers. That project will create 119 jobs at the production site in Cottondale.

IAC also plans to invest $21.6 million at its manufacturing facility located in the former Fort McClellan in Anniston. That East Alabama project will create another 63 jobs.

This project builds on a milestone 2014 expansion that doubled the size of the Calhoun County facility. There IAC manufactures automotive interior components and systems. Key components produced at the Anniston plant include door panels, trim systems and instrument panels for original equipment manufacturers.

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IAC Group is a leading global supplier of innovative and sustainable instrument panels, consoles, door panels, overhead systems, bumper fascias and exterior ornamentation for original equipment manufacturers.

IAC is headquartered in Luxembourg and has more than 18,000 employees at 67 locations in 17 countries. The company operates manufacturing facilities in eight U.S. states.

“With operations around the globe, IAC is the kind of high-performance company that we want in Alabama’s auto supply chain to help fuel sustainable growth,” said Alabama Commerce Secretary Greg Canfield. “We look forward to working with IAC and facilitating its future growth in this strategic industrial sector.”

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Danielle Winningham is the executive director of the Tuscaloosa County Industrial Development Authority.

“International Automotive Components is a valued part of Tuscaloosa County’s automotive sector,” Winningham said. “We are grateful for IAC’s investment in our community and the career opportunities available to our area workforce as a result of their investment.”

“The City of Anniston is excited that IAC has made the decision to expand here. I have enjoyed working with the leadership at IAC, the Calhoun County EDC, and the state of Alabama to get this project finalized,” said Anniston Mayor Jack Draper. “This is even further evidence that Anniston is indeed open for business.”

Only Michigan has more automobile manufacturing jobs than the state of Alabama. Honda, Mercedes, Hyundai, Polaris, Toyota and soon Mazda all have major automobile assembly plants in the state of Alabama.

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